When it comes to the financial side of going to university, there are loans available to cover some of the costs of degree-level study.

There are two types of student loan:

  • Tuition fee loan – this pays for the course and is available for full-time and some part-time programmes
  • Maintenance loan – this is to help with living costs, such as accommodation, books and bills

Student loans are different from other types of loans as students only start repaying them once they’re working and earning a certain level of salary. Please visit the Student Loans Company for details of the repayment terms and conditions.

There is also a disabled students allowance. You can find out more about this on the website . Amounts vary depending on the course and individual circumstances.

Students can apply for any loans as soon as they submit the application for their course. To make sure the loans are set up before the start of term, students need to apply for any finance by 31 May .

Your son or daughter needs to enrol on their course at the start of each academic year. Their grant or loans could be delayed if they don’t do this.

As the parent or carer of a prospective student, you will usually need to support their student finance application by providing your own financial information. You can find advice on supporting a loan application on the website.

It’s important to note that a student loan is the student’s responsibility. The Student Loans Company will only ever ask the student to repay the loan – never a third party.

If you have any questions about student finance, our finance team will be happy to help. You can contact them on 01494 603 020.

You can also find more detailed information about student finance on our fees and finance pages.